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What Type of Insurance Agent Should I Be?
A lot of people ask us what type of agent they should be. This is a common question, but a hard one to answer, because it totally depends on what you are most interested in
Health Insurance License Studying Material
Health insurance license and exam prep materials from CPMI are student focused to help you successfully prepare to pass the exam and become an insurance agent!
Basic Health Insurance FAQ | Major Medical Expense Insurance
A health insurance policy covers a wide variety of medical expenses such as hospital room and board, surgery, physician services, nursing care, and prescriptions. Many plans provide an unlimited dollar amount of lifetime benefits which help to cover catastrophic coverage needs. These policies also feature deductibles and coinsurance.
Health Insurance Agents Selling Life Insurance Too
As with most questions of "should I do this" or "should I do that", there is no definite yes or no answer to this question. You can sell Health insurance by itself, or along with Life insurance, just like you can sell Life insurance by itself. However, there are no real cons to selling both and at least a few bonuses.
Life Insurance Agents CPMI Pre-licensing
A licensed life insurance agent (or producer) works with people to help them increase and protect their financial earning power by specializing in selling policies that pay beneficiaries when a policyholder dies. Depending on the policy owner's circumstances, a cash-value policy or annuities can be designed to provide retirement income, final expenses, funds for the education of children, paying off debt, as well as other benefits.
Classes of Life Insurance Policies
Ordinary life insurance policies normally have larger face value amounts- more than $1,000, and have a variety of structures and benefits. Industrial life policies are simple policies with benefits of $1,000 or less (but may be more) AND premiums that are collected at the insured's home on a weekly or monthly basis.